ADAMS TWP. – Eighth-grade students at Clinton-Massie Middle School recently had the opportunity to learn about the value of the dollar and better understand budgeting and typical expenses they will encounter in life.
Real World, Real Money is a financial literacy program provided at the school which is coordinated by Tracie Montague, the Clinton County OSU Extension 4-H Educator.
The financial literacy program consists of three parts including a pre-simulation preparation, a hands-on budget management and decision-making simulation, and a post-session evaluation of choices made.
Community volunteers assist at stations such as housing, childcare, insurance, clothing, and food to provide a hands-on, real world simulation for the students. Volunteers from various businesses and organizations have the opportunity to work one-on-one with students and help them make financial choices as they travel through the real life simulation.
Eighth-grade social studies teacher Jim Wagner said, “This is the first time most of these students have thought about where their parent’s money goes. Taxes, making buying choices regarding insurance plans, setting up a budget, these are all foreign topics to them.”
The information and understanding of financial matters by students helps them relate to real-world issues facing parents and families.
Wagner indicated he had received many positive comments from both students and parents about the program. He also said, “The next time the students’ parents say they don’t have the money for something, the students will have an idea where the money has gone.”
Approximately 150 eighth-grade students participated in the program this year at Clinton-Massie Middle School.