Questions about health bill

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Mandatory Coverage – If coverage isn’t mandatory, who pays when a non-covered person is injured in an accident or develops cancer, heart disease or diabetes?

The reasons people don’t get coverage are that it costs money they don’t have or they want to spend it on something else or they think nothing is ever going to happen to them. Those who pay for insurance will find their rates going up to cover the free-loaders. I’ve heard it said that the ACA for the first time in history, forced Americans to purchase a private product for no other reason than being alive.

What about Social Security, Medicare or auto insurance? All of which require participation with a few exceptions for Social Security.

“Essential Health Benefits” — If “essential health benefits” including ambulatory patient services, emergency services, hospitalization, maternity and newborn care, mental health and substance use disorder services, prescription drugs, rehabilitative services, laboratory services, preventative and wellness services, and pediatric services are no longer mandated of course a plan that didn’t include them would be cheaper.

We come back to the same question: What happens when someone needs these services but their plan doesn’t cover them? Do I get to pay for them?

Sherrill Graham

Wilmington

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